Frequently Asked Questions
Medicaid is a joint federal and state government program that helps people with low income and assets pay for some or all of their health care bills. It covers medical care, like doctor visits and hospital costs, long-term care services in nursing homes and at home, such as visiting nurses and assistance with personal care.
Unlike Medicare, Medicaid does pay for care in nursing homes and at home. Overall program rules for who can be eligible for Medicaid and what services are covered are based on federal and individual state requirements. Eligibility rules and services vary from state to state.
To be eligible for Long Term Care Medicaid you must meet certain requirements, including having income and assets that do not exceed the allowable amount and to be clinically eligible, determined by the state. Medicaid covers nursing home costs for all eligible people Medicaid also covers home and community services for people who would need to be in a nursing home if they did not receive the home care services. Medicaid will also cover services that will help you remain in your home, such as personal care services, case management, and help with laundry and cleaning.
Medicaid will not pay for your rent, mortgage, utilities, or food. It is important to understand that Medicaid programs and eligibility for services vary from state to state. Services that may be available to you in one state may not be available in another. For example, some states cover assisted living services, while others do not.
Let us help you file your Medicaid application. Call us for our expert help in applying for Medicaid for a nursing home, assisted living or at home care.